Bright ideas for buying, selling and owning a home

Whether you’re searching for your first home, planning some renovations to your existing home or thinking of downsizing as you head into retirement, there are many decisions to be made.

Check out Brighter Life’s Home smarts section for tips and tools on topics such as:

  1. What you need to know before making an offer on a home
    When you think you’ve found your dream home, you might be tempted to make an offer and sign on the dotted line as soon as possible — but buyer beware.
  2. How your RRSP can help you buy a home
    If you’re a first-time home buyer, you can borrow from your RRSP for the down payment — but you have to pay it back, or take an income tax hit.
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  3. Should you move or renovate?
    If your existing home is cramping your style, there are a number of options to consider before you decide whether to move out or build up.
  4. Do you need mortgage insurance?
    Your home is likely the biggest asset you’ll ever own. So how should you ensure your home is protected should something happen to you?
  5. How much does it cost to sell your home?
    Whether it’s a bungalow, a condo or a duplex, owning a home is a huge accomplishment. But it’s also a significant financial responsibility.
  6. Which is better in retirement: Owning or renting?
    Thinking of selling your home as retirement nears? Do you buy again, or more than the money, say these experts.

By Brenda Spiering,

Icon of a red house - Home smarts section More bright ideas for buying, selling and owning your home.

And we invite you to share a few of your own, by posting your comments below.


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rent? The decision is about more than the money, say these experts.


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